FreeRoofScam.org is an association dedicated to educating consumers and to keep them from getting mixed up with unethical roofing contractors who intentionally participate in illegal activity.
Homeowners are being tricked into committing felony crimes and this could affect you and the people you care about.
Don’t Be Fooled
It sounds outrageous that the simple act of getting your roof repaired or replaced could find you committing insurance fraud, wire fraud, and conspiracy to commit fraud. But it is happening every day in Texas and across the U.S.
Make Sure Your Contractor Is Accredited
Make sure your roofing contractor is accredited by FreeRoofScam.org, adheres to the Code of Business Practices, and proudly displays the FreeRoofScam seal on their advertising.
“Waiving Deductibles” “Discounting Deductibles” “Sign Allowances”
It’s All Against The Law!
It is illegal in the State of Texas for your Roofing Contractor to pay any portion of your deductible
When a final invoice is submitted to the insurance company to recover depreciation does your roofing contractor show that you paid your deductible, when in fact you did not?
Does your roofing contractor disclose to your insurance company how much of your deductible was covered/waived, if not all of it, on a completion form to your insurance company?
When a roofing contractor follows the law and discloses on the final invoice, that the insured’s deductible was actually “COVERED”, “WAIVED”, or “DISCOUNTED”, then the insurance company would reduce the recoverable depreciation by the amount of the discounted deductible. Therefore the insured or the roofing company would be paid less money.
Maybe the roofing contractor uses an “ADVERTISING AGREEMENT” to trade for your deductible. Either way, if a roofing contractor follows the law and discloses that hundreds or even thousands less than the actual deductible, is collected then the insurance company would reduce the recoverable depreciation by the amount of the discounted or bartered deductible.